Down Payment Assistance Blog

Get the latest updates on down payment assistance in Arizona.

Mortgage Application Checklist

Below is a list of documents that are required when you apply for a mortgage. However, every situation is unique and you may be required to provide additional documentation. So, if you are asked for more information, be cooperative and provide the information requested as soon as possible. It will help speed up the application […] READ MORE

What Happens at Closing?

The closing is when the buyer and seller sign the papers officially sealing the deal, and ownership of the property is transferred. It’s also your last opportunity as the buyer to make any final changes to the transaction. The process may involve you, the seller, real estate agents, your attorney, the lender’s attorney, title or […] READ MORE

What You Need To Know About Missed Mortgage Payments

We’re only human—sometimes we miss our bill due dates, possibly get charged a late fee, and then are more careful to pay it on time the next month. But what happens if you’re delinquent in paying something big, like your mortgage? It is not uncommon for an individual to miss a mortgage payment; however, what […] READ MORE

Ways to Finance Home Improvements

Your home is an investment, and home improvement loans can offer the funding you need to strengthen that investment with renovations, updates and repairs. Saving for making improvements to your home is often the least expensive route, but it’s not always possible. Thankfully, you have other options for financing. The type of loan you choose […] READ MORE

What Are You Looking for in a Home?

You have finally saved up enough for that down payment. Now you are ready to go out and find the perfect home to buy. But do you really know what you are looking for? First, consider the house itself. The amount of square footage is important and should be tailored to your lifestyle and family […] READ MORE

5 Ways to Beat an All-Cash Offer

Money talks when it comes to making an offer on a home.  Sellers find cash offers appealing for a good number of reasons, they can close quickly, they don’t have to worry about the buyer’s financing falling through, and most cash buyers want the process to be completed as quickly as possible. But what if […] READ MORE

Questions about Closing Costs

When you’re buying a home there are tons of new terms and processes you’ll be learning as you go, so it’s likely that upon hearing your Realtor utter the words “closing costs” for the first time, they went in one ear and out the other.  We know this is an exciting time, but it would […] READ MORE

Energy Efficient Updates to Make in Your Home

Owning a home can be costly.  Many of us would be happy saving where we can.  Energy-efficient upgrades can not only shrink your utility bill; they can also increase the value of your home.  Home buyers are becoming increasingly aware of the benefits of energy-efficient homes. In fact, they’re often willing to pay more for […] READ MORE

Ready, Set, Winter!

I saw a meme that poked fun at the changing seasons in Arizona, it asked the question, how can you tell it’s fall in Arizona?  The changing of the license plate colors; of course that has to do with the influx of snowbirds to the area, but September in Arizona doesn’t feel that much different […] READ MORE

Live with Less – Downsizing for Seniors

I’m in my mid-40’s and my circle of friends and I are finding ourselves in positions of having to navigate our aging parents refusal to grown old gracefully and their determination to keep the homes that they have paid off, or nearly paid off; that may or may not be working for them anymore.  These […] READ MORE

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