Down Payment Assistance Blog

Get the latest updates on down payment assistance in Arizona.

Did You Miss Your Opportunity to Refinance?

In just the first couple of months of the year, about 1.4 million borrowers lost the interest rate incentive to refinance according to an analysis from real estate data provider Black Knight. In the opening weeks of 2018 interest rates have surged, making it more expensive to buy and own a home. The benchmark 30-year […] READ MORE

How Emotion and Logic Influence our Home Buying

The internal struggle between emotion and logic is common with home buyers. Everyone wants to buy a home that they love AND that has great features for resale. The challenge for home buyers is to find that perfect balance between what’s practical and what’s charming. People make decisions on both sides of their brains to […] READ MORE

Ways to Save Money as a Homeowner

Homeownership is one of the best feelings you can have as an adult.  It brings you a sense of accomplishment, pride and fulfillment.  But with homeownership comes much more responsibility and stress; making mortgage payments, keeping up with repairs, dealing with higher utility bills to name a few.  By no means is home ownership cheap. […] READ MORE

How to Save Money With Credit Cards

Everyone is looking to save a little money when they can.  If you’ve ever listened to Dave Ramsey, he says one of the ways to financial freedom is to eliminate all debt by getting rid of all of your credit cards.  This works for some individuals and yet for others, they still find a need […] READ MORE

Family Wealth Building and Goal Setting Ideas for 2018

If you ask anyone what their personal or professional goals are, the majority of people will include financial freedom or abundance in their answers. For many, financial freedom includes buying a home or paying off the mortgage of the home they currently own. If you are looking for ways to build or strengthen your family’s […] READ MORE

Get Your Mortgage Approved

Finding the perfect mortgage is only half the battle when it comes to purchasing your new home. Once you have settled on the right mortgage product, whether it is a 30-year Fixed FHA or a 5/5 ARM, you will need to be approved for the loan before you can move any further in the process. […] READ MORE

What Will you Really Pay?

When you apply for a loan there are a number of factors that play a part in determining the actual rate you will pay.  Regardless of what a lender quotes on mortgage rates, lenders determine whether to loan money and at what rate based on the risk involved. This is known as the risk rate […] READ MORE

Tips on Saving Money on Homeowners Insurance

Mortgage lenders require homeowners to carry homeowners insurance. There are a number of reasons for this but the most important one is that your lender will want your home rebuilt in case of catastrophe. Proper coverage will protect against foreclosure after a tornado, hurricane, or earthquake, as examples. Homeowner’s insurance policies are comprised of six […] READ MORE

Thrifty Habits

There’s a little-known secret that the more money you save, the more addictive saving money becomes.  Being thrifty means something different to each individual, but there are tips that if applied can help save money. I grew up relatively poor; cutting coupons, eating at home and shopping at thrifts stores was a regular occurrence, but […] READ MORE

Insights from Shark Tank’s Barbara Corcoran

Barbara Corcoran is not only a real estate guru and Shark Tank star but a real-life inspiration when it comes to how to succeed in business.  She often tells the story of how she turned $1000 into a billion-dollar business.  It’s fair to say that taking a few lessons from this down-to-earth entrepreneur can help […] READ MORE

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