Down Payment Assistance Blog

Get the latest updates on down payment assistance in Arizona.

7 Tips for House-Hunting While Self-Employed

There is an equally long list of pros and cons to being self-employed.  On the plus side, there are things like setting your own hours and working on projects you really enjoy.  On the downside though, there is the up-and-down income cycle and managing your own taxes, health insurance and retirement accounts.  In addition, the […] READ MORE


Are you familiar with the metaphor, “It’s all Greek to me?”  Referenced in Shakespeare’s play Julius Caesar, its meaning is used to express something that is not understandable. I find this true when trying to understand mortgages!  It’s all Greek to me, yet it is a crucial part of the home buying process and a […] READ MORE

Easier to Get a Mortgage

If you’re looking to enter the housing market, it may have just become easier for you to acquire a loan.  Home mortgages are typically based on Fair Isaac Corp. (FICO) credit scores. FICO scores are given to individuals based on a number of factors like payment history and the number of credit accounts and more.  […] READ MORE

How a C.L.U.E. Report can Help You

When buying a new home have you been shocked at the cost of home insurance and wondered why the premium is so costly?  If you’ve never owned a home before, you only assume that it has nothing to do with your past, but here comes the surprise, it can have everything to do with the […] READ MORE

Property Disclosure Statements

No matter how great a home looks at first glance, a host of problems could be hiding right under your very eyes, which is why any potential buyer will want to scrutinize the property disclosure statements.  The Seller Property Disclosure Statement is a multi-page checklist designed to help sellers disclose to buyers known property defects. […] READ MORE

Burglars Read your FACEBOOK Posts, Too!

Has your summer been full of vacations and weekend getaways?  Have you been sharing your adventures with friends and family on social media?  Sharing too much on social media could leave you open to burglary and a possible loss of insurance coverage. When your posts tell “most everyone” your location and dates for when you’re […] READ MORE

What Is Private Mortgage Insurance and how do I get rid of it?

When a homebuyer is looking to make a purchase, all kinds of new terminology can come into play. There is closing costs, discount points, and PMI just to name a few.  What is PMI? Private mortgage insurance, also called PMI, is a type of mortgage insurance you might be required to pay for if you […] READ MORE

Freddie Mac Primary Mortgage Market Survey

Mortgage rates now sit at lowest level in 2017 Last week’s Freddie Mac Primary Mortgage Market Survey revealed that interest rates for a 30-year fixed rate mortgage have fallen to their lowest mark this year, at 3.88%. This is great news for homebuyers looking to purchase and homeowners looking to refinance. Let’s take a look […] READ MORE

How Much Money Do I Need To Buy A House?

How much money do I really need to buy a house?  I know a lot of people are tired of looking in the rearview mirror and thinking of how much money they have “wasted” in the past on rent.  They want to look forward, through the big windshield of their future and see what they […] READ MORE

Fourth of July Safety

The Fourth of July is one of our nation’s most renowned holidays, as it symbolizes the day that the United States declared itself an independent nation. The Fourth of July is a celebration of our Declaration of Independence which was adopted by the Continental Congress in 1776. The Declaration of Independence was devised by Thomas […] READ MORE

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